Join Canadians who saved over $170M on their mortgage renewal. Simply set a reminder and we'll proactively shop for the best deals around so you can save thousands, at NO COST to you!
Your bank is counting on your inaction.
Here's a dirty secret. Your bank is counting on your inaction.
They'll send you a "convenient" renewal offer that's well above the best available rates, hoping you'll simply sign and send it back. Why? Because every fraction of a percent above market rate means thousands more in their pocket – not yours.
We're here to change that!
Rateminder.ca saved me $490 a month on my mortgage payments. All it took was 30 seconds.
— Olivia Rhyen
Happy Homeowner
How does RateMinder.Ca Work?
We ease the burden of mortgage renewals by diligently searching for the best possible deals, ensuring that you conserve both time and finances.
Set a Reminder
We’ll ping you before your renewal like an annoying alarm clock, but way more helpful.
Expert Comparison
Think of us as your personal mortgage shoppers, hunting for the best rates while you binge-watch your favorite show.
Save Big
Thousands of dollars in your pocket means more money for the fun stuff—like that vacation you keep talking about!
Saving money at your mortgage renewal has never been easier.
With recent regulatory changes, saving you money at renewal time has never been easier.
Timely Alerts
Receive alerts well ahead of your renewal, because life is too short for last-minute stress.
Tailored Options
We don’t do one-size-fits-all; we find the perfect mortgage fit for your unique needs.
Hassle-Free Switching
Switching mortgages should be easier than changing your Netflix password—and we make it happen!
Rajen
No wonder my bank's profits are through the roof. Rateminder helped me get a much better deal and terms and it was super easy!
Adam
I have no time to shop around for rates. Rateminder was soooo easy. I got 3 mortgage offers and much better rates than my bank offered.
Dave
I learned that banks reward new customers with their best rates while betting existing customers won't shop around. That's not loyalty – that's taking advantage of your trust.
Stuart
Best day ever when I told my greedy bank I won't renew with them. Riteminder found me a great deal and made the move so easy.
Gila
My renewal came in at an insanely high rate. Rateminder found me an amazing rate and we saved $300 a month. So glad I found them.
Kate
We PANICKED when our renewal came in at twice the rate we had before. If not for Rateminder, our payments would have increased so much that we would have had to sell our house
Saving thousands on your mortgage has never been easier!
With recent regulatory changes, you don't need to re-qualify at a higher rate.
Don’t wait for your renewal date to sneak up on you. Let’s get started today and ensure you get the best deal!
Frequently Asked Questions
Get answers to common questions
Is RateMinder really free?
Yes, we get paid a commission by the lender so you save money on your mortgage, and it costs you nothing.
How does it work?
Set up your free mortgage renewal reminder. Within a few months from renewal, we will shop around for the best rates and products and contact you with options. Set it and forget it!
Can I refuse my bank's renewal offer?
Absolutely! We work with many banks and lenders who will compete for your business and we make moving your mortgage seamless.
Do I have to re-qualify for a mortgage at another bank?
In many situations, re-qualification might be necessary; however, due to recent regulatory updates, the criteria for qualification have been eased.
Millions Saved, and we're just getting started!
Numbers speak louder than words—here's what we’ve accomplished!
3,000+
Homeowners Saved
$170 Million+
Total Savings
5,000+
Mortgage Deals Secured
Get in touch!
Have questions? We're here to help you navigate your mortgage.